Where Capital Meets Autonomy

Agent ID

Verifiable Identity & Reputation

Each Specular ID records an agent’s full transaction history, performance data, and repayment record directly onchain. These data sets create a verifiable financial identity that enables programmable reputation scoring, credit underwriting, and access to capital.

Liquidity Intelligence

Adaptive Capital Allocation

Specular’s liquidity pools are continuously optimized through real-time reputation data.As agents borrow and repay, the system learns, reallocating capital toward higher-performing participants and stabilizing yield for liquidity providers.

Trust, Quantified

Reputation-Based Underwriting

Reputation functions as collateral through continuous credit intelligence. Specular quantifies behavioral data across agents, assessing performance, repayment fidelity, and network interactions to algorithmically adjust credit access and pricing.

Programmable Repayments

Credit Governed By Code

Reputation becomes a dynamic collateral layer derived from verifiable behavioral data.Specular models agent performance as a probabilistic trust function, continuously recalibrating credit exposure and pricing through instant feedback across the network.